Insurance Accepted
We participate with most major insurance plans and help you understand your coverage before your visit, so there are no surprises.
Most major insurers
Participation can vary by plan. Please verify with our office or your insurer before your visit.
- Independence Blue Cross (IBC)
- Horizon BCBS
- Blue Cross Blue Shield
- Keystone Health Plan East
- Aetna
- Cigna
- UnitedHealthcare
- Humana
- Medicare
Please note: we do not accept Medicaid plans at this time. See the full Advocare payer list (PDF).
Annual visit vs. problem visit
Most plans cover one preventive well-woman visit a year at no cost. If a new problem is evaluated at the same visit, your plan may bill it separately.
| Preventive (annual) visit | Problem visit | |
|---|---|---|
| Purpose | Screening, prevention, counseling, vaccines | Evaluating a symptom or condition, e.g. bleeding, pain, discharge |
| Typical cost to you | Often $0 under most plans | Copay, coinsurance or deductible may apply |
| Same day? | Both can happen at one appointment; you will be asked to sign an acknowledgement form. | |
Insurance terms in plain English
Copay
A fixed amount you pay for a covered service, for example $25 per office visit.
Deductible
What you pay each year before your plan starts paying. Preventive visits are usually covered even if you have not met it.
Coinsurance
Your percentage share after the deductible. With 10% coinsurance on a $50 service, you pay $5.
Claim
The bill our office sends to your insurer listing the services you received.
Billed charges
The full price billed by the office, not what your insurer pays or what you owe.
Premium
What you pay your insurer to keep your coverage active.
Questions about a bill or coverage?
Call 215-444-3411 or pay your bill online.
